How to file a complaint
You can contact us in one of the following ways:
Telephone:
0207 119 1546 (or +44 207 119 1546 if calling from outside the UK)
Email:
Post:
Complaints
Celtic House
Caxton Place
Cardiff
United Kingdom
CF23 8HA
We will resolve most complaints within fifteen working days. If we are unable to do so, we will contact you again, to keep you informed of our progress and indicate when we will issue the final response.
As soon as we have established all the facts and completed our investigation, we will provide you with a formal written response which will set out our findings and explain our final position. This response will be issued by e-mail, in PDF format. A postal copy can be supplied on request.
If you are not satisfied with the outcome of our investigation you may refer your complaint to your local governmental office Alternative Dispute Resolution (ADR) scheme.
In the UK, the applicable out-of-court body is the Financial Ombudsman Service (FOS). Our final response will therefore also include, where relevant, details of your right to contact the Financial Ombudsman Service, should you remain dissatisfied with our investigation or the outcome of your complaint.
If after 35 days your complaint is still unresolved, you will be entitled to refer your complaint, subject to eligibility, to the Financial Ombudsman Service at this stage.
Should you decide to ask the Financial Ombudsman Service to review your complaint, you must do so within six months of the date of our final response letter. If you do not refer your complaint in time, the Ombudsman will not have our permission to consider your complaint and so will only be able to do so in very limited circumstances.
Their contact details are shown below:
Phone:
0800 023 4567 or 0300 123 9 123 (or +44 20 7964 0500 if calling from outside the UK)
E-mail:
complaint.info@financial-ombudsman.org.uk
Post:
Financial Ombudsman Service
Exchange Tower
London
E14 9SR
United Kingdom
Details of the type of complaints that are eligible to be considered by the Financial Ombudsman Service are available on their website www.financial-ombudsman.org.uk.